Privacy Policy

Last Updated: September 1, 2026

Part I — Privacy Policy

1. Introduction

VENTURE INSURANCE AGENCY, LLC ("Venture Insurance," "we," "us," or "our") respects your privacy. This Privacy Policy explains what personal information we collect through our website at [www.ventureinsurance.us] (the "Site") and in the course of providing insurance quoting, brokerage, and related services, how we use and share that information, and the choices available to you.

This Policy applies to visitors, prospective clients, and current clients of Venture Insurance. It supplements — and does not replace — any separate privacy notice you receive from an insurance carrier whose policy we help you obtain.

2. Information We Collect

2.1 Information you provide to us

• Contact details: name, mailing address, email address, phone number

• Information submitted through our quote-request, contact, or "Get a Quote" forms

• Information you provide when you call, email, or chat with our team

2.2 Financial and insurance information

• Driving records and history

• Prior claims history

• Credit-based insurance scores and related underwriting data

• Payment and billing information used to pay premiums

• Information about the vehicles, property, or other interests you want insured

This category is generally treated as "nonpublic personal information" under the Gramm-Leach-Bliley Act (GLBA) and Oklahoma's insurance privacy regulations (Okla. Admin. Code §§ 365:35-1-1 et seq.), which carry the notice and opt-out obligations described in Section 5.

2.3 Information collected automatically

• IP address, browser type, and device identifiers

• Pages visited, links clicked, and time spent on the Site

• Cookies and similar tracking technologies

3. How We Use Your Information

• Provide insurance quotes and compare options across carriers

• Service, renew, and administer policies placed through us

• Communicate with you about coverage, renewals, billing, and claims

• Process payments

• Operate, improve, and secure the Site

• Comply with legal, regulatory, and licensing obligations

• Market products and services we believe may interest you, subject to the choices in Section 5

4. How We Share Your Information

We share information with:

• Insurance carriers and comparative-rating platforms, to obtain and bind quotes

• Service providers who help us operate the Site, process payments, or service policies, under confidentiality obligations

• Regulators, law enforcement, or others as required by law or legal process

• A successor entity in the event of a merger, acquisition, or sale of assets

We do not sell your nonpublic personal information to unaffiliated third parties for their own marketing purposes.

5. Your Privacy Choices and Rights

5.1 GLBA / Oklahoma insurance privacy notice

As a licensed Oklahoma insurance producer, Venture Insurance is subject to Oklahoma's insurance information and privacy protection regulations (Okla. Admin. Code §§ 365:35-1-1 to 365:35-1-54) and federal GLBA privacy requirements. Where we would disclose nonpublic personal financial information to a nonaffiliated third party outside the ordinary course of obtaining and servicing your insurance, we will provide the notice and opt-out opportunity the law requires before doing so.

5.2 Marketing communications

You may opt out of marketing emails at any time using the unsubscribe link in any email, or by contacting us at julie@ventureinsurance.us. To be added to our internal do-not-call list, contact us directly.

5.3 Cookies

You can control cookies through your browser settings. Disabling cookies may limit some Site functionality, such as saved quote forms.

5.4 Other state privacy laws

Venture Insurance does not currently meet the size or revenue thresholds that trigger comprehensive state consumer-privacy laws such as the Oklahoma Consumer Data Privacy Act (effective January 1, 2027). If Venture Insurance's operations grow to meet those thresholds, or clients in other states request rights under their own state's law, this Policy should be revisited and updated.

6. Data Security

We maintain administrative, technical, and physical safeguards designed to protect your information, consistent with the FTC Safeguards Rule and Oklahoma's insurance data-security standards (Okla. Admin. Code §§ 365:35-3-1 to 365:35-3-11). No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

7. Data Retention

We retain personal information for as long as needed to service your policies, meet our legal and regulatory recordkeeping obligations, and resolve disputes, after which it is securely deleted or de-identified.

8. Children's Privacy

The Site is not directed to individuals under 18, and we do not knowingly collect personal information from children.

9. Third-Party Links

The Site may link to carrier websites or other third-party sites with their own privacy practices. This Policy does not apply to those sites.

10. Changes to This Policy

We may update this Policy from time to time. The "Last Updated" date above reflects the most recent revision; material changes will be posted on the Site.

11. Contact Us

Questions about this Policy or your information may be directed to:

Venture Insurance Agency

14200 Benson Rd. Edmond, OK 73013

405-796-0234

Email: Julie@ventureinsurance.us

Part II — Terms and Conditions

1. Acceptance of Terms

By accessing or using the Site, you agree to these Terms and Conditions ("Terms"). If you do not agree, please do not use the Site.

2. Use of the Site

You agree to use the Site only for lawful purposes, and not to misuse it, interfere with its operation, or attempt to access it through automated means without our permission.

3. Not an Offer or Binder of Insurance

Information, quotes, and rate estimates on the Site are for informational purposes only and do not constitute an offer, binder, or guarantee of insurance coverage. Coverage is not effective until confirmed in writing by Venture Insurance or the applicable carrier, and is subject to underwriting approval, payment of premium, and the terms of the policy actually issued. If Site content ever conflicts with your issued policy, the policy controls.

4. Accuracy of Information

Quotes and coverage recommendations depend on the accuracy of the information you provide. You are responsible for giving complete and accurate information; misrepresentations may affect coverage or claims.

5. Intellectual Property

All content on the Site — text, graphics, logos, and the Venture Insurance name and marks — is owned by or licensed to Venture Insurance and may not be copied, reproduced, or used without our prior written permission.

6. Third-Party Links and Services

The Site may link to carrier or other third-party websites. We do not control, and are not responsible for, the content, accuracy, or practices of those sites.

7. Disclaimer of Warranties

The Site and its content are provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.

8. Limitation of Liability

To the fullest extent permitted by law, Venture Insurance and its owners, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site, even if advised of the possibility of such damages. Nothing in these Terms limits any liability that cannot be limited under Oklahoma law.

9. Indemnification

You agree to indemnify and hold harmless Venture Insurance from any claims, losses, or damages arising from your misuse of the Site or violation of these Terms.

10. Governing Law

These Terms are governed by the laws of the State of Oklahoma, without regard to its conflict-of-laws principles.

11. Dispute Resolution

Any dispute arising from these Terms or your use of the Site will be resolved in the state or federal courts located in [County], Oklahoma, and you consent to the jurisdiction of those courts.

12. Changes to These Terms

We may revise these Terms at any time by posting an updated version on the Site. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

13. Contact Information

Venture Insurance Agency

14200 Benson Rd. Edmond, OK 73013

405-796-0234

Email: Julie@ventureinsurance.us